[To Parent Directory] 6/15/2000 1:16 PM 189440 FLATT4_042800_FINAL.doc 6/9/2000 1:13 PM 68096 FLATT4_Exhibit A_042800_FINAL.doc 6/9/2000 1:13 PM 31744 FLATT4_Exhibit B_042800_FINAL.doc